Woman hands give wrapped valentine or other holiday handmade present in paper with blue ribbon. Present box, decoration of gift on white wooden table, top view with copy space.

Contribution options for your donor-advised fund

What you can contribute to a donor-advised fund

Donor-advised fund (DAF) accounts can accept a broad range of assets, providing a flexible and tax-efficient way to support the charitable causes you care about. You can contribute cash and non-cash assets like stocks, real estate, cryptocurrency, and other investments.

While cash gifts are always welcome, donating appreciated non-cash assets held for more than a year can potentially result in significant tax savings for you and unlock additional funds for your favorite charities.

Types of non-cash assets you can donate

Learn more by reading our overview article or select any of the choices below to see asset-specific guidelines.

Publicly traded securities

Restricted stock

Privately held business interests

Real estate

Cryptocurrency

Fine art and collectibles

Life insurance

Equity compensation awards

Post-IPO stock

Private equity fund interests

Benefits of donating appreciated non-cash assets

If you itemize deductions on your tax return instead of taking the standard deduction, donating non-cash assets can help you unlock additional funds for charity in two ways. First, you potentially eliminate the capital gains tax you would incur if you sold the assets yourself and donated the proceeds, which may increase the amount available for charity by up to 20%. Second, you may claim a fair market value charitable deduction for the tax year in which the gift is made and may choose to pass on that savings in the form of more giving.

How to make cash contributions to your DAF

Donating cash to charity through a donor-advised fund is simple and efficient at DAFgiving360. Not only can you invest your cash in a DAF for potential tax-free growth, but you can also support multiple charities from one donation.

Donors can make a cash contribution to their DAF account by the following:

  • Send a check
  • Request an electronic funds transfer (EFT)
  • Initiate a wire transfer
  • Transfer cash from a Charles Schwab brokerage account
Happy senior retired African American couple at home, the man sitting on a sofa in their living room, the woman standing behind and embracing him, looking at a tablet computer together and smiling, couple isolating during coronavirus Covid19 pandemic. senior, elderly, woman, female, mixed-race, mature adult, man, male, black, people, social distancing, quarantine, self isolation, real people, isolation, distance, lock down, coronavirus, Covid19, couple, together, retirement, home, domestic life, free time,
 
scroll50-flashtalking
141619
flashtalking
141616
Disclosure

Please be aware that gifts of appreciated non-cash assets can involve complicated tax analysis and advanced planning. 

A donor's ability to claim itemized deductions is subject to a variety of limitations depending on the donor's specific tax situation. Consult a tax advisor for more information.

Contributions of certain real estate, private equity, or other illiquid assets may be accepted via a charitable intermediary, with proceeds transferred to a donor-advised fund (DAF) account upon liquidation. Call DAFgiving360 for more information at 800-746-6216.

(0626-HTV0)